# Spark Wallet

> Spark Wallet is employee rewards and gift card software for businesses. Team leads,
> agencies, and sales managers use it to send gift cards to employees, contractors, and
> sales reps from 300+ brands. Rewards are delivered digitally and add straight to Apple
> Wallet. Senders earn up to 5% back on every send.

## What it does

- **Send gift cards to employees and contractors** from 300+ brands, including Visa reward cards, Amazon, Airbnb, DoorDash, Starbucks, Target, and gas cards.
- **Apple Wallet delivery.** Recipients get an email or SMS link and add the card to Apple Wallet. No physical cards, nothing lost in an inbox.
- **Bulk send** to up to 200 team members in one action — for team competitions, holiday rewards, or company-wide payouts.
- **Reward budgets.** Assign each person a budget and let them choose the brand themselves.
- **Reward wheel.** A prize wheel for spiffs and team meetings with configurable prize amounts, odds, and a budget cap. The amount lands in the rep's reward budget instantly.
- **Tracking and tax export.** Every send is logged with recipient, amount, and date. Tag purchases with expense categories and export a tax-ready CSV. Per-member history shows total spend per team member.
- **Cashback.** Earn Sparks when buying gift cards. Depositing money only adds to the wallet balance and does not earn Sparks.

## Who it is for

Businesses running sales spiffs, contractor incentives, employee recognition, and team
rewards programs. It is not a personal peer-to-peer payments app — payouts stay separate
from personal finance tools.

## Pricing

Monthly subscription in USD. Cashback rate and limits scale with the plan.

- **Free** — $0/mo. 1% cashback, up to $10,000 spend, up to 10 team members.
- **Growth** — $40/mo. 2% cashback, up to $25,000 spend, up to 30 team members.
- **Pro** — $100/mo. 2.5% cashback, up to $50,000 spend, up to 50 team members.
- **Max** — $500/mo. 3% cashback, unlimited spend, unlimited team members.

Brand-level cashback stacks on top, up to 5% total depending on the brand.

## Funding

Wallet balance is funded from Mercury or a separate bank account, with both options sending
to SparkWallet's Mercury account. Funds are then allocated to gift card sends.

## Links

- Home: https://sparkwallet.io
- Rewards ROI calculator: https://sparkwallet.io/calculator
- Support: https://sparkwallet.io/support
- Book a demo: https://cal.com/silicondunes/sparkwallet-product-demo
- Privacy: https://sparkwallet.io/privacy
- Terms: https://sparkwallet.io/terms