We may collect personal information about you from other people or organisations where it is not reasonable or practicable for us to collect the information directly from you. Examples of how we may do this include collecting your personal information from: • Our own records; • Organisations who help us verify your identity (such as Plaid); • Other organisations, service providers or business partners who provide you with products or services along with us; • Anyone else who you refer to us or who refers you to us.
We may also collect and disclose personal information about job applicants from and to other people, including their recruiter, university, referees and other sources (for example LinkedIn). This information is commonly employment, qualification, education and criminal history information for the purpose of considering the application. What are the purposes for which we collect, hold, use and disclose your personal information? The main purpose for which we collect, hold, use and disclose personal information is to provide our services to you. Other purposes for which we do this include to: • Verify your identity; • Manage our ongoing relationship with you and improve our services; • Refer you to other organisations, service providers or business partners; • Comply with legal and regulatory requirements, prevent fraud or crime; • Help us improve our services, develop our products and conduct research; and • Promote services, send you news or other information that we believe will be of interest to you. You may opt out of this at any time by getting in contact with us. We may communicate with you electronically unless you tell us that you do not wish to receive electronic communications.
Will we disclose the personal information we collect to anyone? In connection with our services, we may disclose your personal information to: • Organisations who help us verify your identity (such as Plaid); • Organisations, our agents and contractors who supply services to us (including our data storage provider, our marketing provider and the merchant who sends you rewards); • Other organisations, service providers or business partners whom we consider may provide services or products you would find useful, or who provide you with products or services along with us; • Other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event; • Regulatory bodies, government agencies or law enforcement bodies; and • Others, if we are permitted to or required to do so by law.