Contractors: Stop Leaving Money at the Supply House

The Thin Margin Challenge

Construction and contracting are low-margin games. When material costs rise, your profit vanishes. You waste time hunting for sales or negotiating bulk discounts that barely move the needle.

The Supply House Hack

Whether you shop at the big box stores or local suppliers, payment terms are standard. But paying with SparkWallet gives you an immediate edge. You get 5% back instantly on lumber, paint, tools, and fixtures. On a $20,000 kitchen remodel, that's $1,000 back in your pocket.

Project-Based Budgeting

Use SparkWallet's virtual cards to manage job costs. Create a card for "The Smith Renovation" and load it with the materials budget. Hand the card details to your foreman. If the money runs out, you know immediately—no more surprise overages weeks later.

Better Than Net-30?

Supplier credit accounts (Net-30) are great for float, but they rarely pay you. If you have the cash flow, paying upfront with SparkWallet creates a 5% profit center on materials that usually cost you money. It's a competitive advantage that lets you bid lower or keep more profit.