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Smart SpendingNov 25, 20253 min read

The Secret to Earning 5% Cashback on Every Purchase

S
Sarah Jenkins
Financial Wellness Coach

The Cashback Dilemma

Most credit cards offer a measly 1% on general purchases, or maybe 3% on specific rotating categories if you're lucky. It's confusing, limited, and frankly, not enough.

Enter SparkWallet

SparkWallet changes the game by offering a flat 5% cashback at top merchants. Whether you're grabbing coffee, buying groceries, or shopping for clothes, you're getting a significant chunk of your money back.

How It Works

It's simple: instead of swiping a card directly, you use SparkWallet to purchase a digital gift card for the exact amount at checkout. You earn the cashback immediately in your wallet, ready to be used for your next purchase.

The Math Adds Up

Spending $1,000 a month on groceries and dining? That's $50 back in your pocket every single month—$600 a year. That's a free flight, a new phone, or a nice boost to your savings account.