It's Your Money
Merchants build credit card processing fees into their prices. If you pay with cash or a standard debit card, you're paying for a benefit you aren't receiving. Earning cashback is simply reclaiming the money that's already yours.
The Compound Effect
Saving $5 here and $10 there might not seem like much. But over a year, consistent 5% savings on a $30,000 spend is $1,500. Invested over 10 years, that 'small change' becomes a significant asset.
Automating Savings
The best savings strategy is one you don't have to think about. By making SparkWallet your default payment method, you're automating a 5% discount on your life.