SparkWalletTurn Every Expense
Into a Reward.
SparkWallet gives you unlimited virtual Visa® cards that earn 5% instant cashback. Fund with your bank, spend anywhere, and watch your balance grow. No credit checks, no interest.
Who we're building for.
Smart Spenders
Everyday purchases become earnings. Groceries, gas, subscriptions—get 5% back on it all.
Freelancers
Offset business costs instantly. Buy equipment and supplies with rewards that act like a discount.
Digital Nomads
Fund your lifestyle efficiently. Manage spend across different categories with dedicated virtual cards.
The complete rewards platform.
1. Fund Your Wallet
Link your bank account securely and deposit funds. Your money is ready to spend instantly.
2. Create Virtual Cards
Generate unlimited Visa® Debit cards for specific merchants or one-time use. Or buy Gift Cards instantly.
3. Earn 5% Automatically
Get 5% cash back credited to your account the moment you spend. No waiting for monthly statements.
Everything you need to optimize spend.
Advanced tools for power users and teams.
Family & Team Access
Share cards with family members or employees with strict spending limits. You control the budget.
Multiple Funding Sources
Seamlessly connect multiple bank accounts to keep your personal and business spending organized.
Calculate your earnings.
See how much you could earn with 5% cashback on every purchase.
Slide to adjust your estimated monthly spending.
Daily Purchases. Real money saved by our users every day.
Active Members boosting their purchasing power.
Direct Support. Real humans ready to help you optimize rewards.
Your data and funds are protected by industry-leading encryption.
Frequently
Asked Questions
Everything you need to know about funding, spending, and earning with SparkWallet.
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Stop leaving money on the table.
Turn your regular expenses into instant income. Deposit funds, create a card, and earn rewards immediately.